Our services

Deposite

Recurring Deposite (SMBG)

Minimum Account to be opened 120/-

Rate of Interest 8%
Fixed Period for 66 Months

Premature closing conditions


No premature closing is allowed accept worst case like death, in that case 18% service charge of deposit is to be deducted.

Recurring Deposite (SKBG)

Minimum Account to be opened 200/-

Rate of Interest 8%
Fixed Period for 66 Months

Premature closing conditions


No premature closing is allowed accept worst case like death, in that case 18% service charge of deposit is to be deducted.

Recurring Deposite

Minimum Account to be opened 100/-

Rate of Interest 8%
Maximum period of time 72 Months

Premature closing conditions


1) Closed Before 3 Month 6% Service Charge of Deposit

2) Closed after 3 Month and Before 8 Month 4% Service Charge of Deposit

3) Closed after 8 Months and Before 12 Month(1 year) Only Principal is to be paid

4) After maturity Principal + interest

Saving Account

1. Rate of Interest 6% p.a.
2. Minimum Balance & account opening 100/-

Current Account

1. Minimum Balance 1000/-
2. Rate of Intrest 0%

For co-operative societies
1. Rate of Interest 3%
2. Minimum Balance 1000/-

Daily Deposite Account

Rate of Interest 6% (i.e. 2.73% flat)Minimum Account to be opened 50/- Onwards

Premature closing conditions


1. Closed Before 3 Month 6% Service Charge of Deposit

2. Closed after 3 Month and Before 8 Month
4% Service Charge of Deposit

3. Closed after 8 Months and Before 12 Month(1 year)
Only Principal is to be paid

4. After maturity Principal + interest

Dam Duppat

1 . Duration of deposit 6 years2 . Amount Double in 6 years.

Premature closing conditions


For premature withdrawal 14% deducted as service charge.

MONTHLY INCOME SCHEME

1 . From 0-3 Lakh deposit 800/- per Lakh

2 . From 3 lakh onwards 1000/- per Lakh

3 . Minimum Duration of deposit 6 years

Premature closing conditions


No Premature closing is a allowed accept worst case like death For premature withdrawal service charge of deposit deducted 14%

Monthly income is to deposited at Account holders saving account

FIXED DEPOSITE

Rate of Interest

1)From 0-1 years 11%

2) From 1-2 years 11%

3) From 2-3 years 11%

4) From 3-4 years 11%

5) From 4-5 years 11%

6) From 5-6 years 11%

Premature closing conditions


No premature closing is allowed accept worst case like death in that case Service charge of Deposit is to deducted as follows

Premature withdrawl of 0-1 year 3.50%

Premature withdrawl of 0-2 year 5%

Premature withdrawl of 0-3 year 6.5%

Premature withdrawl of 0-4 year 8%

Premature withdrawl of 0-5 year 9.5%

LOAN

PERSONAL LOAN

1 For Salaried and Business person

2 Maximum limit 300000/-

3 Duration
Minimum 12 Months
Maximum 36 Months

4 Rate of Interest 13.5% Flat

5 Service Charge 3% of Loan Amount

6 Loan from charge 100/-

7 Penal Interest 3%

8 Nominal Membership fees 100/-

9 Other Charges 50/-

SAHAYOG BACHAT GAT LOAN

1. Rate of Interest 13.5% (flat)

2. Duration
Minimum 12 months
Maximum 36 months

3. Maximum Limits Double of Deposit

4. Service charge 3%

5. Security Deposit 10%

6. Loan form 50/-

7. Penal Interest Nil

8. Nominal membership fees (one time) 100/-

9. Other charges 50/-

10. Tenure of account (minimum)
For Individual Loan 1 year
For Group loan 6 months

LOAN Against Fixed Deposite

80% Loan against FD.

Loan form 10/-

Rate of Interest 12.5%

SERVICES

Locker Facilities

Locker Type:

1.Small: Size 6 x 18 inch
2.Large: Size 9 x 18 inch

Locker Deposit:

1.Small: Rs.20, 000/- for 3 years
2.Large: Rs.40, 000/- for 3 years

Locker Rent:

1.Small: Rs.1, 000/- per year + GST
2.Large: Rs.1, 500/- per year + GST

NEFT/RTGSs

COMMING SOON

Online Banking

COMMING SOON

SMS Alert

Now stay connected with your Sahayog Accounts through our SMS Alert.
With this service, you will receive an SMS on your registered mobile number informing you about your latest banking transactions like credit or debit in your respective accounts.