Empowering Women. Transforming Communities
Empowering Women for a 
Stronger Tomorrow
Sahayog Mahila Bachat Gat uplifts women through financial independence, self-reliance, and collective growth. With guidance, savings support and entrepreneurship opportunities, over 150,000 women are progressing toward a stronger future.
Secure Savings. Steady Growth
Smart Savings for a Brighter Future
Start your financial journey with the Silver Savings Account-safe, simple and rewarding. Begin with ₹1,000 and earn a competitive 6% annual interest, helping your money grow with confidence.
Banking Designed for Business
Flexible Banking for Growing Businesses
Open a business-friendly Current Account with just ₹4,000 or ₹8,000. Experience seamless transactions, flexible balance options, and support tailored for growing enterprises.
Secure Today. Prosper Tomorrow
Guaranteed Returns for a Secure Future
Maximize your wealth with trusted fixed deposit options that prioritize capital safety and strong returns. Grow confidently with highest interest plans and long-term financial security.
Our Services
Our Most Impactful Offerings.
Explore our trusted financial solutions designed to uplift rural families, support entrepreneurs, and promote inclusive growth
SMBG - Women's Savings Group
A collaborative savings platform that empowers rural women with financial independence and community support.
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SWEES - Entrepreneur Loans
Supportive loan solutions designed to help women entrepreneurs start, expand or strengthen their businesses.
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JLL - Joint Liability Loan
A group-based microfinance model enabling women to access credit responsibly through shared accountability.
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DDS - Daily Deposit Scheme
A convenient doorstep collection service allowing individuals to save daily and earn attractive interest returns.
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Monthly Income Scheme (MIS)
Invest once and enjoy a stable monthly income-perfect for retirees, homemakers, and long-term financial planners.
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Recurring Deposit Plan
A simple savings account connected to SMBG, offering added benefits like insurance and financial training.
Read MoreOur Journey of
Empowerment
From a humble rural banking initiative to a nationwide movement - here's how we grew, innovated, and transformed lives.
2015
Launch of Sahayog Multistate
- Registered across Maharashtra & Karnataka
- Mission to serve women, farmers, underserved & unbanked people
- Introduced Sahayog Mahila Bachat Gat (SMBG) - enabling structured savings & financial inclusion for the rural women
2019
Credit for All
- Introduced Joint Liability Loans (JLL) for women groups and small businesses
- Supported micro-enterprises, agri-linked activities & self-employment
- Strengthened trust-based lending and inclusion at the grassroots
2020
Mobility Finance Division
- Launched the Two-Wheeler Finance Scheme
- Enabled rural women, gig workers, and small traders to access mobility
- Expanded livelihood opportunities and improved connectivity
2022
Rise of Women Entrepreneurs
- Rolled out SWEES - Sahayog Women Entrepreneurship Empowerment Scheme
- Blended capacity-building, training & credit to support micro-businesses
- Empowered 35,000+ women entrepreneurs
- Expanded SMBG into the largest women's savings network in the region
2023
Urban Expansion Begins
- Entered Mumbai Zone & other urban clusters
- Connected rural women entrepreneurs to urban markets and supply chains
- Strengthened the metropolitan presence for next-generation
2024
Scaling to New Heights
- Crossed 100+ branches in Vidarbha region alone
- Strengthened presence across 7 States and 2 Union Territories
- Reached deeper into tribal belts and underdeveloped pockets with the strong footprint in Urban
- Thousands benefited through FD, MIS, DAM Duppat, SMBG, DDS, and other inclusive products
2025
Digital Core Banking Era
- Implementation of Finacle Core Banking System
- Became India's first cooperative to adopt Infosys Finacle
- Enabled seamless real-time digital banking & transparent member servicing
- Set a new benchmark for modernization in the cooperative sector
- Marked a major step with coverage of 240 branches from Himalayas to south of India
Flexible Savings, Rooted in Trust
Plans for Every Saver
From ₹ 120 to Secure Wealth
Whether you're a homemaker, daily earner, retiree, or entrepreneur - Sahayog offers a plan that grows with you.
Recurring Deposit
Build your savings step by step with monthly deposits and earn interest over time.
- Start from ₹120/month
- Flexible 6–66 month tenure
- Earn up to 8% interest
- Linked to SMBG
Fixed Deposit
Secure your funds for a fixed period and get assured returns - great for stable growth.
- Tenures from 12 months to 6 years
- Higher interest on long term
- Manual Renewal
- Loan against FD
Monthly Income Scheme
One-time deposit, monthly returns - ideal for senior citizens, homemakers, or passive income seekers.
- Monthly income from interest
- Best suited for retirees
- Assured returns
- Minimal risk investment
0L+
Women Empowered
0K+
Active Field Leaders (Sevikas)
0+
Branches Across India
Community Banking at Scale
Where Social Vision Meets Real-World Impact.
At Sahayog, every number tells a human story. Behind each branch lies a village served. Behind every Sevika stands a family uplifted. Our blend of grassroots strength and structured systems is rewriting what rural empowerment looks like..
- Women-led microfinance networks (SMBG, JLL, SWEES)
- Daily savings, doorstep service, and training
- Healthcare and insurance inclusion at village level
Easy Steps
Know Your Returns
Before You Invest
Explore our trusted financial solutions designed to uplift rural families, support entrepreneurs, and promote inclusive growth
1
Choose Your Deposit
Start by selecting the type of deposit you're interested in, whether it's an FD, RD, MIS, or DAM.
2
Enter Your Details
Input the amount you wish to deposit and the tenure to see how your money can grow over time.
3
View Your Returns
Instantly see the projected interest earnings and the total maturity amount of your investment.
Choose Your Deposit
₹5,000
Five Thousand
Faq’s
Frequently Asked
Question
Get quick answers about Sahayog's savings schemes, loan options, membership and support for women-led businesses. Learn how to join, deposit, borrow, and grow with us.
SMBG (Sahayog Mahila Bachat Gat) empowers rural women to save regularly, access microloans, and gain financial independence through collective financial practices. It promotes group accountability, economic resilience, and self-reliance.
You can join an SMBG through a registered Swayam Sevika in your village or by visiting the nearest Sahayog branch to start your group account.
Sahayog offers up to 8% interest on recurring deposit (RD) accounts linked to SMBG, depending on the deposit tenure and product type.
The Daily Deposit Scheme (DDS) can be started with as little as ₹50 per day, collected at your doorstep by a Sahayog agent or Sevika.
You can open a savings account by visiting your nearest Sahayog branch or registering through a field officer or Swayam Sevika. Standard KYC documents such as Aadhaar, Voter ID, or PAN are required.
Yes, Sahayog Multistate is a registered cooperative society under the Ministry of Cooperation, Government of India, and follows transparent, regulated financial practices.
A Joint Liability Loan (JLL) is a group-based microloan where 7 to 10 women borrow together and collectively support each other in repayments. This model encourages financial discipline and social support among members.
Under the Sahayog Women Entrepreneur Empowerment Scheme (SWEES), loans and training are offered to women-led businesses such as tailoring, grocery stores, farming, dairy activities, beauty parlours, and other micro-enterprises.
Swayam Sevika: Women who are 10th or 12th pass, respected in their communities, and committed to social upliftment. BDO: Candidates with a graduate degree and strong communication skills are preferred.
Yes, while Sahayog prioritizes women's financial empowerment, men can also open savings and fixed deposit accounts and access loan services through standard cooperative banking procedures.