Respected Members, Account Holders, Depositors, Volunteers, Swayamsevikas, Aarogya Savitri Sevikas, Agents and Employees,

At Sahayog Multistate Credit Co-operative Society, we firmly believe that quality banking, affordable healthcare and accessible education form the foundation of individual empowerment and societal progress. Guided by a strong sense of social commitment, financial inclusion and women empowerment, Sahayog has remained dedicated to serving rural India-particularly middle and lower-income communities and small-scale industries.

Founded with the vision of pioneering affordable banking solutions, liberal credit facilities, and technology-driven services, Sahayog has worked tirelessly to empower the unbanked and underbanked population. Today, our presence spans 7 States and 4 Union Territories, including Maharashtra, Madhya Pradesh, Karnataka, Uttarakhand, Jammu & Kashmir, Himachal Pradesh, Chandigarh and Puducherry, with a deep-rooted and enduring impact across the rural and tribal regions of Vidarbha.

Our journey is anchored in a belief that defines our ethos:

“ Where Man is Worth More Than Money ”

Sahayog Multistate offers a comprehensive suite of banking services, including Current & Savings Accounts (CASA), Recurring Deposits (RD), Fixed Deposits (FD), Monthly Income Schemes (MIS) and community-focused initiatives such as Sahayog Mahila Bachat Gat (SMBG) and Sahayog Kisan Bachat Gat (SKBG). Our services also include Daily Deposits (DD), loans against deposits, two-wheeler loans, the Sahayog Women Entrepreneur Empowerment Scheme (SWEES), locker facilities and digital banking services such as IMPS, NEFT, RTGS, mobile banking and SMS banking, available across all our branches.

Through our Joint Liability Loan (JLL) Microfinance Programme, we have empowered over 1.8 lakh women entrepreneurs, while our Two-Wheeler Finance division has facilitated the financing of more than 22,000 vehicles. Our transparent and secure financial systems are designed to meet the needs of salaried professionals, women, farmers, shopkeepers, merchants, and rural households-ensuring safety, trust, and accessibility.

With the unwavering support of our Members and the dedicated efforts of our employees, Sahayog has grown to a strong network of 200 branches across India.

We are currently in a significant phase of transformation. In the last financial year, Sahayog successfully implemented Finacle, making us the only cooperative society in India to adopt this advanced core banking platform. This technological milestone has strengthened our digital capabilities and is complemented by systems such as ZingHR and Synoriq, enabling seamless and efficient organisational operations.

Beyond banking, Sahayog continues to make a meaningful impact in healthcare and education. Over 5 lakh patients have received quality medical care at our NABH-accredited Sahayog Superspeciality Hospital in Gondia, and we are set to expand further with upcoming hospitals in Gurugram, Nagpur, Pune and Chandrapur. In education, we proudly operate five CBSE-affiliated schools in Gondia district, nurturing future generations with quality learning opportunities.

None of these achievements would have been possible without the trust, cooperation, and unwavering support of our Members, Depositors, Volunteers, Agents, Employees, and Well-Wishers. Your belief in Sahayog has been the cornerstone of our growth and has enabled us to establish a respected position within India's cooperative sector.

As we move forward, we remain steadfast in our mission to achieve new milestones, strengthen our services, and contribute meaningfully to nation-building. Your continued encouragement and support are invaluable as we collectively take Sahayog to even greater heights.