A Monthly Income Scheme for Steady Returns and Peace of Mind

Enjoy a dependable monthly income from your savings with a scheme built for long-term stability. Sahayog's Monthly Income Scheme ensures regular payouts while keeping your capital protected.

Monthly Income Scheme overview on mobile banking app
Monthly Interest Payouts
Long-Term Stability
Safe & Assured Returns
Senior-Friendly Scheme

Numbers That Matter for Your Financial Growth

See how our trusted services, wide reach, and member satisfaction make a difference in every financial journey.

1 Year

Minimum Tenure

Designed for income continuity

250+

Branches Nationwide

Accessible support across India

50K+

Trusted Members

Long-standing savings relationships

Why Choose a Monthly Income Scheme?

Predictable Monthly Cash Flow

Receive interest credited every month to support regular household expenses without worrying about market movements or fluctuating returns.

Security with Long Term Planning

With a structured long-term tenure, your savings remain secure while generating consistent income, ideal for retirement and family planning.

Illustration highlighting monthly income scheme benefits

Key Benefits of Monthly Income Scheme

Sahayog's Monthly Income Scheme balances income reliability with capital protection-making it a dependable choice for members who prioritise stability.

  • Regular Monthly Income: Interest is paid out every month, helping you manage routine expenses with confidence.
  • Designed for Stability: A longer tenure supports disciplined planning and uninterrupted income over time.
  • Ideal for Retirees & Families: Well-suited for senior citizens, pensioners, and women seeking dependable monthly returns.

Know Exactly How Much Monthly Income You Will Receive

Calculate your regular interest payouts and see the total value of your investment over time.

1

Choose Monthly Income Scheme

Select MIS to calculate the income your investment will generate.

2

Enter Investment & Tenure

Provide how much you will invest and for what duration.

3

See Your Monthly Earnings

Know exactly how much income you will get and the total value at maturity.

Monthly Interest - Calculator

Amount:

₹5,000

5K
20L
40L
60L
80L
1Cr

Five Thousand

Tenure

Interest Rate @ 7.99%

₹33*
Deposited Amount
₹5,000
Interest Earned
₹400
Maturity Amount
₹5,400
 
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* Approximate monthly interest. Actual returns may vary slightly.

# Terms and conditions apply

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Faq's

Frequently Asked
Question

The Monthly Income Scheme requires a minimum 12-months deposit period.

monthly-income-scheme is ideal for senior citizens, pensioners, women, and retirees seeking a steady monthly income.

Yes, you receive monthly payouts without needing to break your principal deposit.

Yes, monthly-income-scheme is backed by Sahayog's cooperative framework, ensuring safety and transparency.